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The fees and commissions for the retail sector and examples of the effective interest rate calculation for retail loans:
| Product | Announced interest rate starting from |
|---|---|
| Personal Loan | 9.18% |
| Housing Loan | 8.23% |
| Auto Loan - Floating | 9.15% |
| Auto Loan - Fixed | 5.39% |
| Salary Overdraft | 16.50% |
Credit cards interest:
| Credit cards interest | 1.75% |
| Product | Loan Duration Years | Actual Intrest rate | Example on calculating the interest rate |
|---|---|---|---|
| Personal Loan | 7 | 9.38 | Personal loan of JD 10,000 at 9% interest and 1% commission with a monthly payment of JD 162 |
| Car - Floating | 7 | 10.47 | Car loan of JD 10,000 at 10% changing interest and 1% commission with a monthly payment of JD 167 |
| Mortgage | 20 | 8.30 | Mortgage loan of JD 70,000 at 8% interest and 1% commission, with a monthly payment of JD 592 |
For more information call us at 065807777
Notes:
• The interest Rates are being set based on overnight interbank Rate.
• Interest rates above are for guidance and for individual loans only.
• Terms and conditions apply.
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