Because we at Bank Of Jordan, value your time, and excel to achieve your goals, we provide you best solutions to have better future, with “Smart Saver” Saving Account
No minimum balance
No charge for minimum balance
Interest credited to account on a monthly basis
Account opened exclusively through the BOJ Mobile app
Saving made easier and many benefits
Open “Smart Saver” Saving Account in a fast, secure completely paperless and many benefitsEasy transfers
Transfer between your accounts and other accounts easilyDebit MasterCard
Can be used anywhere around the world to make cash withdrawals from ATM machines and pay for purchases at points of sale and onlineEnjoy free digital banking services
BOJ Mobile, SMS, Online Banking, contact center, e-FAWATEERcom, online e-statementMore than 82 branches & 192 ATMS throughout the kingdom
Ability to manage your account 24/7
Cluster |
Interest Rates % |
200-999 |
0.10% |
1,000-2,999 |
0.20% |
3,000-4,999 |
0.40% |
5,000-6,999 |
0.60% |
7,000-8,999 |
0.80% |
9,000-11,999 |
1.00% |
12,000-14,999 |
1.25% |
15,000-19,999 |
1.50% |
20,000-29,999 |
1.75% |
30,000-39,999 |
2.00% |
+40,000 |
0.50% |
Explanatory example of how to calculate the intrest rate
The minimum Balance during the month was 7,500 JOD
Cluster | Step up | Yearly %IR | IR Amount Per month | Total Interest by End of the month |
200-900 | 999 | % 0.10 | 0.0832 | JOD 2.414 |
1,000-2,999 | 1,999 | % 0.20 | 0.333 | |
3,000-4,999 | 1,999 | % 0.40 | 0.666 | |
5,000-6,999 | 1,999 | % 0.60 | 0.999 | |
7,000-8,999 | 500 | % 0.80 | 0.333 |
Open your Smart Saver Account Through BOJ Mobile
Jordanian nationals: Valid proof of identity (ID card, employment certificate for security and army personnel)
Proof of work: (work contract / salary voucher / registration certificate / work license stating the client’s place of work)
Proof of residence: (Recent utility bill or a valid lease contract or registration document for the property or any document that clearly state the residence)
Open your Smart Saver Account Through BOJ Mobile
Bank terms and conditions apply
Start planning for the future today and open a savings account or replenish your existing account
The account that supports you every day Access and manage your money freely and easily, to make every day a better day. When you open a current account with Bank of Jordan, we give you the tools you need to make everyday transactions faster and easier