Bank of Jordan - Travel Insurance Service between Bank of Jordan and Gulf Insurance Group

Regional Travel Products

Product Positioning

Product	Best For	Territory
Schengen Visa	Customers requiring visa-compliant travel insurance for Europe	Schengen Area / Europe
Schengen Plus	Customers seeking enhanced European travel protection	Schengen Area / Europe
Middle East	Leisure, family and business travel within the Middle East	Middle East Region

Product Comparison (Regional)

Benefit	Schengen Visa	Schengen Plus	Middle East
Emergency Medical Expenses	EUR 30,000	USD 50,000	USD 50,000
COVID-19 Medical Expenses	Included - up to age 75	Included - up to age 75	Included - up to age 75
Emergency Medical Evacuation	Included	Actual Expenses	Actual Expenses
Medical Repatriation	Included	Not covered	Not covered
Repatriation of Mortal Remains	Included	Actual Expenses	Actual Expenses
Emergency Dental Treatment	EUR 200 (Excess EUR 75)	USD 750 (Excess USD 50)	USD 750 (Excess USD 50)
Return of Dependent Children	One way economy ticket	Not covered	Not covered
Escort of Dependent Child	Not covered	Actual Expenses	Actual Expenses
Travel of one immediate family member	One member One way economy ticket (daily allowance EUR 50 for 5 days max)	Not covered	Not covered
Passport Loss	Not covered	USD 300	USD 300
Baggage in-flight Loss	EUR 1,000	USD 500	USD 500
Luggage Delay	Not covered	USD 300	USD 300
Flight Delay / Delayed Departure	Not covered	USD 300	USD 300
Trip Cancellation	EUR 150	USD 500	USD 500
24/7 Emergency Assistance	Included	Included	Included
Location and forwarding of personal effects	Not covered	Actual expenses	Actual expenses

Worldwide Travel Products

Product Positioning

Product	Best For
Worldwide Silver	Budget-conscious travelers seeking essential worldwide cover
Worldwide Gold	Families and frequent travelers requiring enhanced protection
Worldwide Platinum	Premium travelers seeking comprehensive travel protection

Product Comparison (Worldwide)

Benefit	Silver	Gold	Platinum
Emergency Medical Expenses	USD 50,000	USD 150,000	USD 250,000
COVID-19 Medical Expenses	Included - up to age 75	Included - up to age 75	Included - up to age 75
Emergency Medical Evacuation	Actual Expenses	Actual Expenses	Actual Expenses
Repatriation of Mortal Remains	Actual Expenses	Actual Expenses	Actual Expenses
Emergency Dental Treatment	USD 750 (Excess USD 50)	USD 1,000 (Excess USD 50)	USD 1,250 (Excess USD 50)
Repatriation of Family Member	Not Covered	USD 10,000	USD 15,000
Escort of Dependent Children	Actual expenses	Actual expenses	Actual expenses
Passport Loss	USD 300	USD 500	USD 500
In-flight Baggage Loss	USD 500	USD 750	USD 1,000
Luggage Delay	USD 300	USD 500	USD 750
Delayed Departure	USD 300	USD 500	USD 750
Location and forwarding of personal effects	Actual expenses	Actual expenses	Actual expenses
Mugging	Not covered	USD 100	USD 200
Personal Belongings	Not Covered	Not Covered	Aggregate USD 1,000 (single item USD 250)
Trip Cancellation	USD 500	USD 1,000	USD 2,000
Legal Defence / Legal Assistance	Not Covered	Not Covered	USD 2,000
Personal Liability	Not Covered	Not Covered	USD 15,000
24/7 Emergency Assistance	Included	Included	Included

Excluded Territories (Coverage is not valid):

Within the insured's country of residence.
In countries or territories subject to international sanctions, trade embargoes or governmental restrictions.
In territories affected by war, armed conflict, invasion, civil unrest, rebellion or military operations where assistance services cannot reasonably be provided.
In destinations outside the territorial scope selected under the policy.

Key Policy Conditions:

Insurance must be purchased before the commencement of travel.
Coverage applies only during the insured trip and outside the insured's country of residence.
Maximum trip duration is generally limited to 92 consecutive days per trip.
Insurance is non-cancellable, non-refundable and non-extendable, except under specific exceptions.
Hospitalization, medical evacuation, and repatriation services should be coordinated through the emergency assistance provider whenever possible.
Certain benefits and deductibles vary by age category and product selected.
COVID-19 medical coverage is subject to policy terms and eligibility conditions.

Main Exclusions:

Pre-existing medical conditions.
Chronic and congenital illnesses.
Medical treatment undertaken intentionally while travelling.
Professional or hazardous sports and activities.
Professional manual work and hazardous occupations.
Alcohol or drug-related incidents.
Pregnancy and childbirth-related expenses unless specifically covered.
Routine or non-emergency medical treatment.
COVID-19 testing conducted solely for travel or administrative purposes.
War, invasion, civil war, rebellion, mutiny, terrorism (where excluded by policy), and related events.
Extraordinary natural phenomena such as floods, earthquakes, landslides, volcanic eruptions or other kinds of natural phenomenon or natural disaster.
Suicide or attempted suicide.
Endemic, epidemic and pandemic diseases except COVID-19.

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Tel: +962 (6) 560 9888 | Ext. 433 • Website: www.gig.com.jo • Email: IPMIsales@gig.com.jo

Non-Contract Disclaimer:
This brochure is for marketing and informational purposes only and does not constitute an insurance contract. Coverage is subject to the terms, conditions, limits, and exclusions of the policy wording.
Benefits are payable based on the actual amount of loss incurred, subject to the applicable limits, terms, conditions and exclusions of the policy.